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89A - you are not tax-exempt from India but it's just postponed to withdrawal time. e.g. if your IRA has dividend of $1000 in year 24-25, tax on $1000 is due now. But with 89A- you can say, I will pay at the time of withdrawal and at the time of withdrawal, add this $1000 and calculate. Also, if let...

Sometimes I think if the current consensus on how much is good enough to retire/to be considered wealthy/FIRE movements is vastly outdated. For starters, Even adjusted for inflation - there are way too many deca-millionaires in every big city in the US and the average age of millionaires just kept ...

Joined yesterday!.. However there is another similar site <www r2iclubforums com>, it seems to have old topics, I thought old site was being migrated to there. I guess, all old posts are as good as gone (unless we dig in archive https://web.archive.org/web/20230506123926/https://www.r2iclubforums.co...